Moving Insurance Coverage
Cover Option A
(only applies if specified in your schedule as applicable)
Not available if you are moving your own goods or have not contracted with a professional carrier
Subject to the terms and conditions of the policy, we cover loss of or damage to your household contents from any event not excluded under the section "when we will not pay a claim under your policy" or in your schedule, provided the covered event occurs during the period of transit within the Commonwealth of Australia.
Where household contents are sent by sea you are also covered for general average and salvage charges.
We only provide cover up to the sum insured specified in the schedule.
Cover Option B
(only applies if specified in your schedule as applicable)
Subject to the terms and conditions of the policy we cover loss of or damage to your household contents directly caused by:
- fire, collision, overturning, derailment or jack-knifing of the conveying vehicle,
- impact of your household contents with an object not on or part of the conveying vehicle,
- explosion, lightning, flood, water or storm damage,
- grounding, sinking or capsizing of any vessel carrying your household contents,
- crashing or forced landing of any aircraft carrying your household contents,
- discharge of your household contents at a port of distress and/or jettison of the household contents from a vessel (or any one or more of such causes), which occurs during the period of transit within the Commonwealth of Australia.
Where household contents are sent by sea you are also covered for general average and salvage charges.
Please read “when we will not pay a claim under your policy” and your schedule for other exclusions which apply to this cover.
We only provide cover up to the sum insured specified in the schedule.
Full details are provided in the attachment to your quotation email. You may review the policy disclosure document here.
